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Eligibility & Borrower Qualifications
Core Criteria
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Loan Application
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Eligible Businesses
All business start-ups or expansions in Bell, Harlan, and Letcher Counties. Ineligible businesses include those with illegal activities, gambling, pyramid sales, and speculative ventures. Businesses must also fall within the range of standards established by the Community Advisory Board.
Borrower Qualifications
The ability to repay the loan
Positive net worth and collateral
An initial investment in the business
Management qualifications and business experience
Ability to meet the core lending criteria
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