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Core Criteria

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Core Criteria


        1. An applicant must be of legal age to enter into a contract.

        2. The business must be located in Bell, Harlan, or Letcher County.

        3. The applicant must have been turned down for traditional bank loans.

        4. The applicant must present a business plan indicating that the business will be
             profitable.


        5. The applicant must have a personal credit rating with good quality.

        6. All the owners of the business must be a party to the loan agreement.

        7. The person requesting the loan must be the business owner or a senior
            partner.